Tuesday 9 July 2013

Health Insurance USA

Source(google.com.pk)
Health Insurance USA
1.Global Coverage : Unlike many domestic plans’ limited international coverage (or no coverage in some cases), travel medical insurance coverage allows you to use insurance policy benefits while receiving medical care in a foreign country. This can reduce or even eliminate the need for you to pay large medical bills out-of-pocket while on holiday vacation overseas. Whether it’s a cut that needs stitches or a tooth that aches, medical emergencies know no geographical boundaries.

If your insurance policy does not cover you abroad, it is a good idea to consider purchasing a short-term policy that does. =U.S. DEPARTMENT OF STATE

2.Emergency Evacuation : If an unfortunate situation were to occur in which you face a potential loss of life or limb because you become seriously injured or fall ill and there was not adequate medical care within your proximity, Atlas Travel insurance would provide coverage for emergency medical evacuations.

3.Emergency Reunion : If you have experienced an emergency medical evacuation Atlas Travel insurance will provide coverage to bring an immediate family member to you so they may stay with you and/or assist you during your travel back home.

4.Return of Minors : No one really wants to picture a disaster striking their family while on vacation. However, if it did and you were hospitalized, an Atlas Travel medical insurance plan may provide coverage to return your covered minor child or children back to your home country.

5.Adventure Sports : For some, going on a cruise or island destination is a dream come true and possibly a once in a lifetime opportunity and experience. As with most travel destinations, there are loads of activities you can choose from while you are on a fantasy holiday vacation overseas. Before you sign up for that parasailing and scuba diving excursion, take a look at your insurance policy. Many people do not realize that these activities are typically excluded from travel medical insurance policies. With Atlas International and Atlas America insurance, sports and adventure activities are covered at no additional cost for eligible injuries and illnesses.

6.Accidental Death & Dismemberment : In the unfortunate event that you lost a limb, your eyesight, or worse your life, then the accident death and dismemberment benefit under your Atlas Travel insurance plan would provide you either (for loss of limb(s) or eyesight) or the beneficiary you name on your application a lump sum of money.

7.Return of Remains : Atlas Travel insurance comes with a repatriation of remains benefit to help return a deceased member’s mortal remains to their home country.

8.Worldwide Access : With the use of the Internet, you can look up your travel medical insurance policy information, file a claim, get answers to questions and even reprint your ID card using our online account management tool, Client Zone. If you prefer to speak to someone in person, our World Service Center is available 24 hours a day, 7 days a week.

9.Natural Disaster & Terrorism : When disaster strikes, whether by Mother Nature or man, it’s important to know you are covered while you are outside your home country. Atlas Travel insurance plan provides coverage for certain natural disasters and acts of terrorism situations as part of its standard benefit offering.

10.Travel and Medical Assistance Services²: Travel problems can happen that are medically related. Having a helping hand on call free of charge only makes it that much more important to have a travel medical insurance plan! From trip cancellations or delays to lost luggage or travel documents, our full set of travel assistance services are included with every international plan we offer.

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HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.

 
  
  





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